Derek Taylor

90% of the largest banks use your FICO® credit score for credit decisions.

Find out your "real" credit score and see what lenders see when they look at your credit profile.

There is a difference between the score you get from vendors like "Free Credit Report Dot Com", "True Credit", etc.  The scores reported by such agencies are NOT actual FICO scores, but approximations based on proprietary algorithms. These scores are not sold to lenders and are never used to make lending decisions. They are sold only to consumers as an "educational" score.

Cherry Creek Mortgage is not in the business of selling credit reports for a profit. I do however believe that the consumer should be educated on what is on their credit reports and what their scores are according to FICO®.

We have provided here a link for consumers to purchase their credit report in preparation for purchasing a new home. First time home buyers, seasoned homeowners, and those just hoping to put a plan together for a future purchase can use this tool to manage their credit.

Click below to receive your credit consultation report, which provides you with your Mortgage FICO score range, critical factors impacting your score and the best actions to take to maximize your credit, including potential score improvement.  

I will also follow-up with you and provide you with your Mortgage FICO scores and your full credit report.

Best Regards,

Derek Taylor

Click on the link below to view an example of the credit consultation report.